health insurance http://michiganradio.org en Last day to enroll for health-care coverage under the Affordable Care Act http://michiganradio.org/post/last-day-enroll-health-care-coverage-under-affordable-care-act <p>Today is the day.</p><p>If&nbsp;<span style="line-height: 1.5;">you don’t sign up for health-care coverage by midnight tonight, you might not be able to get coverage until next year. And if you choose not to get covered, you might get dinged on your 2014 taxes –also known as the "individual shared responsibility payment."</span></p><p><span style="line-height: 1.5;">If you can afford health coverage, but you decide to do without, here's how much you might have to pay:</span></p><ul><li><span style="line-height: 1.5;">In 2014, it's 1% of your yearly income or $95 per person, whichever is higher.</span></li><li><span style="line-height: 1.5;">In 2015, it’s 2% of your yearly income or $325 per person, whichever is higher.</span></li><li><span style="line-height: 1.5;">In 2016 and later years, it’s 2.5% of your yearly income or $695 per person, whichever is higher.&nbsp;</span></li><li><span style="line-height: 1.5;">After 2016, the fee is adjusted for inflation.</span></li></ul><p><span style="line-height: 1.5;">To avoid any potential fees, you need to sign up by tonight.</span></p><p><span style="line-height: 1.5;">There are exceptions.</span></p><p> Mon, 31 Mar 2014 21:01:21 +0000 Mark Brush 17049 at http://michiganradio.org Last day to enroll for health-care coverage under the Affordable Care Act The deadline to buy insurance draws closer http://michiganradio.org/post/deadline-buy-insurance-draws-closer <p>We are closing in on the deadline to purchase health insurance or face a penalty under the Affordable Care Act. Erin Knott is the Michigan Director of Enroll America, a non-profit, non-partisan group trying to get people enrolled in health insurance.</p><p>Erin joined us today to discuss the upcoming deadline.&nbsp;</p><p><em>Listen to the full interview above.</em></p><p> Thu, 27 Mar 2014 20:18:32 +0000 Stateside Staff 17005 at http://michiganradio.org The deadline to buy insurance draws closer The Abortion Insurance Opt-Out Act takes effect tomorrow; what can we expect? http://michiganradio.org/post/abortion-insurance-opt-out-act-takes-effect-tomorrow-what-can-we-expect <p>It was late last year that state lawmakers passed The Abortion Insurance Opt-Out Act.</p><p>Starting this Friday, insurance companies will not be allowed to sell policies that include abortion coverage as a standard feature.</p><p>Customers would have to buy separate add-ons, riders, to cover abortion and they would have to do it before ever knowing whether they will want to obtain an abortion.</p><p>And how that might or might not happen is pretty confusing.</p><p>Marianne Udow-Phillips is with the Center for Healthcare Research and Transformation, and she joined us today to discuss the issue.</p><p><em>Listen to the full interview above.</em></p><p> Thu, 13 Mar 2014 16:29:15 +0000 Stateside Staff 16840 at http://michiganradio.org The Abortion Insurance Opt-Out Act takes effect tomorrow; what can we expect? Starting Friday, basic insurance policies in Michigan are barred from covering abortions http://michiganradio.org/post/starting-friday-basic-insurance-policies-michigan-are-barred-covering-abortions <p>Michigan’s law barring insurance companies from including abortion coverage in basic policies takes effect this week.&nbsp;</p><p><span style="line-height: 1.5;">7 insurance companies, including Blue Cross/Blue Shield, will offer an additional rider.</span></p> Mon, 10 Mar 2014 10:18:00 +0000 Steve Carmody 16781 at http://michiganradio.org Small business owner is sick over the Affordable Care Act http://michiganradio.org/post/small-business-owner-sick-over-affordable-care-act <p>There is little question that the Affordable Care Act is a game-changer for Americans who had jobs where no insurance was available from their employer, or who had pre-existing conditions, or whose incomes did not qualify them for Medicaid, or who could not afford to buy health coverage.</p><p><span style="line-height: 1.5;">But as the health care picture brightens for these Americans, there are others who are, frankly, sick of the </span>ACA<span style="line-height: 1.5;"> and the upheaval it has brought to their lives.</span></p><p><span style="line-height: 1.5;">Detroit News business columnist Daniel </span>Howes<span style="line-height: 1.5;"> took a look at what the </span>ACA<span style="line-height: 1.5;"> has meant for a typical small Michigan business.</span></p><p>Howes<span style="line-height: 1.5;"> joined us today and we asked him to tell us about American Gear &amp; Engineering. It’s the company he profiled <a href="http://www.detroitnews.com/article/20140306/BIZ/303060026/0/OPINION0301/Small-business-already-sick-Obamacare">in today's column of the Detroit News</a>.</span></p><p> Thu, 06 Mar 2014 21:52:22 +0000 Stateside Staff 16748 at http://michiganradio.org Small business owner is sick over the Affordable Care Act Obamacare opponents remain resolute in Michigan http://michiganradio.org/post/obamacare-opponents-remain-resolute-michigan <p>Opponents of Obamacare turned out for a meeting in Jackson today. &nbsp;</p><p><span style="line-height: 1.5;">Congressman Tim </span>Walberg<span style="line-height: 1.5;"> is holding a series of town hall meetings this week on the Affordable Care Act.</span></p><p><span style="line-height: 1.5;">The Republican congressman is showcasing small business owners and patients who say they are paying more for health insurance under </span>Obamacare<span style="line-height: 1.5;">.</span></p> Wed, 19 Feb 2014 22:21:48 +0000 Steve Carmody 16518 at http://michiganradio.org Obamacare opponents remain resolute in Michigan Michiganders are signing up for Obamacare at a faster pace, but the deadline looms http://michiganradio.org/post/michiganders-are-signing-obamacare-faster-pace-deadline-looms <p>The Obama Administration says Michiganders are <a href="http://www.npr.org/blogs/health/2014/02/12/276000210/after-january-surge-more-than-3-million-have-enrolled-in-obamacare">signing up for health insurance</a> under the Affordable Care Act at a faster pace than expected. But time is running out.</p><p></p><p>Michiganders have until the end of March to sign up for health insurance or face a federal tax penalty.</p><p></p><p>The Obama administration says through the end of January, about 112,000 Michiganders have picked insurance plans using the federal health care website.</p><p></p> Thu, 13 Feb 2014 11:20:00 +0000 Steve Carmody & The Associated Press 16423 at http://michiganradio.org Michiganders are signing up for Obamacare at a faster pace, but the deadline looms How will Michigan's new abortion law work? http://michiganradio.org/post/how-will-michigans-new-abortion-law-work <p>On the 41st anniversary of Roe v. Wade – the U.S. Supreme Court’s landmark ruling that legalized abortion nationwide – women's reproductive rights remain in the political spotlight.</p><p>Let's turn our attention to that subject here in Michigan. It was mid-December when state lawmakers approved a controversial law requiring consumers to buy separate policies for abortion coverage.</p><p>This means a person has to buy a rider before knowing they need an abortion; they would not be able to buy a rider after getting pregnant. And the law does not include exceptions for rape or incest.</p><p>The law goes into effect in March, and there’s confusion over just how this is supposed to work.</p><p>Marianne Udow Phillips is director of The&nbsp;Center for&nbsp;<span style="line-height: 1.5;">Healthcare Research &amp; Transformation at the University of Michigan. She talks to us today and explains what the new law means.</span></p><p><em>Listen to the full interview above.</em></p><p> Wed, 22 Jan 2014 21:28:02 +0000 Stateside Staff 16137 at http://michiganradio.org How will Michigan's new abortion law work? How many Michiganders have enrolled for insurance under the Affordable Care Act? http://michiganradio.org/post/how-many-michiganders-have-enrolled-insurance-under-affordable-care-act <p>It's been a little over two weeks since the Affordable Care Act officially kicked in.</p><p>How many people have been able to enroll? How many are getting financial assistance to help pay for their plan? And what deadlines do we need to be aware of?</p><p>Joining us once more is Don Hazaert, director of Michigan Consumers for Healthcare, one of Michigan's four navigator agencies for the ACA.</p><p><em>Listen to full interview above.&nbsp;</em></p><p> Wed, 15 Jan 2014 21:13:13 +0000 Stateside Staff 16039 at http://michiganradio.org How many Michiganders have enrolled for insurance under the Affordable Care Act? How to compare medical costs – right now http://michiganradio.org/post/how-compare-medical-costs-right-now <p></p><p><span style="line-height: 1.5;">Cost comparison – it can be an effective way of saving money. Whether it's comparing the price of a cup of coffee – Starbucks versus Tim Horton's, for instance – or comparing gas prices in different parts of the city or state, checking out cost differences is, for many, just part of a regular day.</span></p><p>But what about comparing medical costs? Would you have any idea what, say, a hip replacement might cost at the hospital you go to?</p><p>If you could tease out those prices and compare them, you might find yourself wondering: Why do some hospitals in the same city or state charge thousands of dollars more for the same procedure? And why is it so tough to get those prices?</p><p>Those are the questions Ilene Wolff, a writer with DBusiness, explored in a <a href="http://www.dbusiness.com/DBusiness/November-December-2013/Charge-Master/">recent story</a>.</p><p><strong><em>To compare prices of services at different hospitals, visit <a href="https://healthcarebluebook.com/">healthcarebluebook.com</a>.&nbsp;</em></strong><strong style="line-height: 1.5;"><em>To look up hospital quality information, visit&nbsp;<a href="http://hospitalcompare.hhs.gov">hospitalcompare.hhs.gov</a>.</em></strong></p><p><em>Listen to the full interview above.&nbsp;</em></p><p> Wed, 08 Jan 2014 20:40:00 +0000 Stateside Staff 15935 at http://michiganradio.org How to compare medical costs – right now Groups already considering challenge to Michigan’s new abortion insurance rider http://michiganradio.org/post/groups-already-considering-challenge-michigan-s-new-abortion-insurance-rider <p><a href="http://michiganradio.org/post/michigan-legislature-bans-abortion-coverage-standard-insurance-plans">Wednesday's&nbsp;vote by the Legislature</a> to enact a law to require people to buy separate health policies to cover abortions may not be the final word on the question.</p><p>There are meetings underway to organize a referendum challenge. Abortion rights advocates are putting together a coalition to launch a petition drive. They want to challenge the new law with a referendum on the ballot next November.</p> Thu, 12 Dec 2013 21:21:48 +0000 Rick Pluta 15669 at http://michiganradio.org Groups already considering challenge to Michigan’s new abortion insurance rider More Michiganders signing up for Obamacare, but the numbers are still low http://michiganradio.org/post/more-michiganders-signing-obamacare-numbers-are-still-low <p>More Michiganders are signing up for health insurance through the federal Affordable Care Act.</p><p></p><p>Problems with the federal website made it difficult for people to sign up initially.</p><p></p><p>In Michigan, fewer than 1400 people signed up in October. But after a website overhaul, more than five thousand Michiganders completed the process in November.</p><p></p> Wed, 11 Dec 2013 22:04:17 +0000 Steve Carmody 15650 at http://michiganradio.org More Michiganders signing up for Obamacare, but the numbers are still low Proposal to make Michigan women buy separate health insurance for abortion coverage moving forward http://michiganradio.org/post/proposal-make-michigan-women-buy-separate-health-insurance-abortion-coverage-moving-forward <p>A proposal to prohibit basic health insurance plans from covering abortions goes before the Board of State Canvassers tomorrow. &nbsp;&nbsp;Women would be able to buy separate abortion riders for their health insurance policies.</p><p></p><p>The Board is expected to certify that a petition drive has enough signatures to put the matter before the legislature.</p><p></p><p>Genevieve Marnon is with<a href="http://www.rtl.org/action_center/index.html"> Right to Life of Michigan.</a>&nbsp;&nbsp; She says women should pay for abortion coverage themselves.</p><p></p> Sun, 01 Dec 2013 20:03:00 +0000 Steve Carmody 15482 at http://michiganradio.org Proposal to make Michigan women buy separate health insurance for abortion coverage moving forward Who are the Affordable Care Act's navigators? http://michiganradio.org/post/who-are-affordable-care-acts-navigators <p></p><p><span style="line-height: 1.5;">It’s been more than a month since the Affordable Care Act’s insurance marketplace has open, and to say the rollout has been problematic would be an understatement.</span></p><p>With the glitch-ridden healthcare.gov website, and the natural confusion that comes with breaking new ground, it’s no wonder that many insurance-seekers don’t even know where to begin to find health insurance under the ACA.</p><p>Enter Don Hazaert, the director of <a href="http://consumersforhealthcare.org">Michigan Consumers for Healthcare</a>. MCH is one of four navigator agencies in Michigan for Obamacare.</p><p>But what does a navigator do? What can’t they do? And where do Michiganders stand with their healthcare?</p><p>Hazaert met with us in the studio, to discuss how those looking for coverage for Michigan actually do it.</p><p><em>For more information, visit</em> <a href="http://enrollmichigan.com/">enrollmichigan.com</a> <em>or any of the websites below:</em></p><p><a href="http://consumersforhealthcare.org/" style="line-height: 1.5;" target="_blank">consumersforhealthcare.org</a></p><p><a href="http://www.communitybridgesihc.com/" target="_blank">communitybridgesihc.com</a></p><p><a href="http://www.accesscommunity.org/site/PageServer" target="_blank">accesscommunity.org</a></p><p><a href="http://www.aihfs.org/" target="_blank">aihfs.org</a></p><div style="color: rgb(34, 34, 34); font-family: arial, sans-serif; font-size: 13.333333969116211px; line-height: normal;"><div class="yj6qo ajU" style="cursor: pointer; outline: none; padding: 10px 0px; width: 22px;"><div aria-label="Show trimmed content" class="ajR" data-tooltip="Show trimmed content" id=":2cd" role="button" style="background-color: rgb(241, 241, 241); border: 1px solid rgb(221, 221, 221); clear: both; line-height: 6px; outline: none; position: relative; width: 20px;" tabindex="0"><img class="ajT" src="https://mail.google.com/mail/u/0/images/cleardot.gif" style="background-image: url(https://ssl.gstatic.com/ui/v1/icons/mail/ellipsis.png); height: 8px; opacity: 0.3; width: 20px; background-position: initial initial; background-repeat: no-repeat no-repeat;" /></div></div></div><p><em>Listen to the full interview above.</em></p><p> Thu, 21 Nov 2013 19:20:25 +0000 Stateside Staff 15376 at http://michiganradio.org Who are the Affordable Care Act's navigators? In this morning's headlines: 1,300 signed up for Obamacare, Court of Claims, pot in pharmacies http://michiganradio.org/post/mornings-headlines-1300-signed-obamacare-court-claims-pot-pharmacies <p><strong>1,300 Michiganders signed up for Obamacare in the first month of online exchange </strong></p><p>"Health officials released a report yesterday showing that only about 1,300 Michigan residents managed to sign up for coverage through the troubled federally-run state health care exchange in its first month of operation," the Associated Press reports.</p><p><strong>Michigan Supreme Court names Court of Claims judges </strong></p><p>"The Michigan Supreme Court has moved quickly to name judges to serve on a revamped Court of Claims to hear major lawsuits filed against the state. A new law moves the Court of Claims from the Ingham County Circuit and makes it part of the Michigan Court of Appeals. The state Supreme Court tapped two judges originally appointed by a Republican governor and two appointed by a Democrat to serve on the new Court of Claims," Rick Pluta <a href="http://michiganradio.org/post/michigan-supreme-court-names-court-claims-judges">reports. </a></p><p><strong>Senate approves bill for pot sales at pharmacies </strong></p><p>"The state Senate has approved a bill that could clear the way for pharmacies to sell medical marijuana in Michigan. That’s if the federal government decides to regulate cannabis as a prescription drug," Jake Neher <a href="http://michiganradio.org/post/plan-sell-medical-marijuana-pharmacies-clears-state-senate">reports. </a></p><p> Thu, 14 Nov 2013 12:14:06 +0000 Michigan Radio Newsroom 15279 at http://michiganradio.org In this morning's headlines: 1,300 signed up for Obamacare, Court of Claims, pot in pharmacies Why are millions of Americans losing health care coverage? http://michiganradio.org/post/why-are-millions-americans-losing-health-care-coverage <p>Ever since the government unveiled its <a href="https://www.healthcare.gov/">healthcare.gov</a> website, the headlines surrounding the Affordable Care Act have been about the problems with the way the site was designed and the extreme difficulty Americans have had in getting on the exchange to shop for health insurance.</p><p>But, what about the Americans that don't need healthcare.gov? The ones who already have plans? Some 14 million consumers buy their own insurance individually.</p><p>And to those consumers, President Obama has been saying this since 2009:</p><blockquote><p>“If you like your current insurance, you will keep your current insurance. No government takeover, nobody’s changing what you’ve got if you’re happy with it.”</p></blockquote><p>So why, then, are some 2 million Americans - about 140,000 in Michigan - getting cancelation letters from their insurers?</p><p>Marianne Udow-Phillips directs the Center for Healthcare Research and Transformation, a non-profit partnership between the University of Michigan and Blue Cross/Blue Shield of Michigan. She joined us today.</p><p><em>Listen to the full interview above.</em></p><p> Wed, 30 Oct 2013 19:31:11 +0000 Stateside Staff 15054 at http://michiganradio.org Why are millions of Americans losing health care coverage? In this morning's headlines: Shutdown, Medicaid delays, Belle Isle deal http://michiganradio.org/post/mornings-headlines-shutdown-medicaid-delays-belle-isle-deal <p><strong>Shutdown could cost Michigan $18 million a day</strong></p><p>&quot;Michigan&rsquo;s budget chief says the <a href="http://michiganradio.org/post/keeping-tabs-how-shutdown-affecting-michigan">federal shutdown</a> could cost the state $18 million dollars a day in lost funding. Budget Director John Nixon says he does not expect that to happen unless the shutdown lasts more than two weeks. He says, after that, pre-funding for some big programs will run out,&quot; Rick Pluta reports.</p><p><strong>Delays in Medicaid sign up</strong></p><p>&quot;The Michigan Department of Community Health is still working to start early enrollment to help people sign up for Michigan&#39;s expanded Medicaid program. Michigan&#39;s Medicaid expansion also still needs to be approved by the federal government. That means hundreds of thousands of low-wage Michiganders could have to wait weeks or months to enroll,&quot; Jake Neher<a href="http://michiganradio.org/post/major-delays-day-one-healthcare-exchange"> reports</a></p><p><strong>The state to take over Detroit&#39;s Belle Isle</strong></p><p>&quot;The state of Michigan has signed a deal to lease Detroit&rsquo;s Belle Isle. Governor Snyder and emergency manager Kevyn Orr have both approved the 30-year plan. The Michigan Department of Natural Resources will run Belle Isle as a state park, saving Detroit an estimated $4 million a year in maintenance costs,&quot; Sarah Cwiek<a href="http://michiganradio.org/post/state-and-detroit-officials-strike-tentative-deal-lease-belle-isle"> reports.</a></p><p> Wed, 02 Oct 2013 11:38:21 +0000 Michigan Radio Newsroom 14677 at http://michiganradio.org In this morning's headlines: Shutdown, Medicaid delays, Belle Isle deal "Navigators" picked to guide Michiganders through health plans tied to the Affordable Care Act http://michiganradio.org/post/navigators-picked-guide-michiganders-through-health-plans-tied-affordable-care-act <p>Four groups have been tapped by the federal government to help low income Michiganders navigate their way through the new federally mandated health insurance market.</p><p></p><p>The new health insurance marketplace is set to open on October 1st. About a million Michiganders without insurance will have to pick among a dozen or so health plans.</p><p></p><p>To help them, the federal government has picked four groups to serve as “navigators”.</p><p></p> Thu, 15 Aug 2013 18:56:30 +0000 Steve Carmody 14009 at http://michiganradio.org "Navigators" picked to guide Michiganders through health plans tied to the Affordable Care Act What is happening with the Patient Protection and Affordable Care Act? http://michiganradio.org/post/what-happening-patient-protection-and-affordable-care-act <p>Few things have been more politicized than the Patient Protection and Affordable Care Act, also known as Obamacare.</p><p>There’s a lot of misinformation and disinformation about the insurance program. We’re going to try to put politics aside and find out just what’s happening now and what will happen as it continues to be phased in.</p><p>Helen Levy is a professor at the University of Michigan School of Public Health, the Institute for Social Research, and the Ford School of Public Policy. Thomas&nbsp;Buchmueller is a health economist and professor at the University of Michigan’s Ross School of Business.</p><p>They joined us today to talk about the insurance program.</p><p>“The goal is to reach as many as we can of the approximately 50 million people who have no health insurance. And so the way we’re trying to do that is by expanding access to individual health insurance coverage for people who could by their own coverage but don’t have an employer policy,” said Levy. “And we are also trying to target the uninsured and give them coverage by expanding the Medicaid program in some states.”</p><p>It is currently unknown as to whether or not Michigan will be one of those states.</p><p> Tue, 30 Jul 2013 21:04:36 +0000 Stateside Staff 13754 at http://michiganradio.org What is happening with the Patient Protection and Affordable Care Act? Who's happiest with their insurance? Medicaid recipients http://michiganradio.org/post/whos-happiest-their-insurance-medicaid-recipients <p>A new survey by the Center for Healthcare Research and Transformation&nbsp;(CHRT) finds Medicaid recipients are the happiest with their health insurance.&nbsp;</p><p>65% of people with Medicaid insurance rated it as very good or excellent - compared to&nbsp; 54% with Medicare insurance.&nbsp;</p><p>51% of people with employer-based insurance rated it as very good or excellent.&nbsp;</p><p>The lowest number was among the individually-insured group - those are people who buy their own insurance.&nbsp; Only 43% said it was very good or excellent.</p> Thu, 11 Jul 2013 16:02:17 +0000 Tracy Samilton 13484 at http://michiganradio.org Who's happiest with their insurance? Medicaid recipients