Personal Injury Protection http://michiganradio.org en Seven things to know about changes to Michigan's mandatory auto insurance http://michiganradio.org/post/seven-things-know-about-changes-michigans-mandatory-auto-insurance <p>The Michigan House of Representatives is expected to bring HB 4936 to the floor for a vote soon.</p><p>That legislation would significantly change Michigan&rsquo;s auto no-fault Personal Injury Protection (PIP) coverage.</p><p>Here is a quick overview of what we have now, the proposed changes, and the potential consequences of those changes.</p><p><strong>1. What we have now</strong></p> Mon, 16 Jan 2012 18:05:18 +0000 Lester Graham 5798 at http://michiganradio.org Seven things to know about changes to Michigan's mandatory auto insurance “Without no-fault insurance…I’d lose everything I own” http://michiganradio.org/post/%E2%80%9Cwithout-no-fault-insurance%E2%80%A6i%E2%80%99d-lose-everything-i-own%E2%80%9D <p>A coalition of rehabilitation centers and people injured in car accidents is trying to stop proposed changes to <a href="http://michiganradio.org/term/no-fault">Michigan&rsquo;s no-fault auto insurance</a> benefits.</p><p><a href="http://www.cpan.us/index.html">The Coalition Protecting Auto No-Fault</a> is hosting town hall meetings across the state to educate people about the proposed changes. They&rsquo;re also inviting people impacted by a major car accident to share their stories.</p> Fri, 02 Dec 2011 03:14:32 +0000 Lindsey Smith 5221 at http://michiganradio.org Protecting yourself after changes to no-fault insurance http://michiganradio.org/post/protecting-yourself-after-changes-no-fault-insurance <p>Michigan legislators are considering changing insurance benefits for people badly injured in auto accidents.&nbsp; The sponsors of the legislation say it will lower the price of auto insurance.&nbsp; Some analysts say it will mean people who are severely hurt won&rsquo;t get the care they need and argue in the end won&rsquo;t save much money at all.</p> Tue, 29 Nov 2011 12:00:00 +0000 Lester Graham 5143 at http://michiganradio.org Legislators want data before changing auto no-fault http://michiganradio.org/post/legislators-want-data-changing-auto-no-fault <p>Michigan legislators are looking at changing the state&rsquo;s mandatory auto no-fault insurance.&nbsp; But some of the legislators say the information they need from insurance companies to make an informed decision has not been available to them.&nbsp; Regulators say legislators and the public wouldn&rsquo;t be able to understand the information even if it were made available.</p> Mon, 28 Nov 2011 12:00:00 +0000 Lester Graham 5142 at http://michiganradio.org Legislators want data before changing auto no-fault No-fault insurance changes passed by House committee http://michiganradio.org/post/no-fault-insurance-changes-passed-house-committee <p><strong>Update 3:35 p.m.</strong></p><p>A state House committee has approved major changes to Michigan&rsquo;s no-fault auto insurance.</p><p>The legislation would cap medical fees and restrict the kind of care people who are badly hurt in car accidents could get.</p><p>As it is now, if someone is catastrophically injured in a car accident, no-fault Personal Injury Protection pays for all necessary medical and rehabilitation expenses.</p><p>It&rsquo;s unlimited, lifetime benefits if necessary.</p><p>This new bill would limit medical fees, and it would give motorists the choice to purchase $500,000, $1 million, or $5 million worth of coverage.</p><p>After that, you&rsquo;re on your own. Thu, 13 Oct 2011 19:35:02 +0000 Lester Graham 4578 at http://michiganradio.org No-fault insurance changes could shift cost to taxpayers http://michiganradio.org/post/no-fault-insurance-changes-could-shift-cost-taxpayers <p>Tomorrow (TUES.) the Michigan legislature holds the first hearings on bills that would change the state&rsquo;s no-fault auto insurance.&nbsp; Legislators say auto insurance is too high and they want to allow people to buy less coverage.&nbsp;</p><p>Right now, people who buy car insurance in Michigan also have to purchase something called Personal Injury Protection.&nbsp; But, Representative Pete Lund says drivers who don&#39;t want the coverage should by law be able to pay for something less.</p><p><em>&ldquo;I think it&rsquo;s good to give people the options in life.&rdquo;</em></p> Mon, 03 Oct 2011 10:00:00 +0000 Lester Graham 4406 at http://michiganradio.org No-fault insurance changes could shift cost to taxpayers