Anna Clark is a freelance journalist who lives in Detroit. She owns a 2007 Ford Focus and has never had to make an auto insurance claim.
But she's preparing to move out of Detroit, to Ann Arbor, and just recently learned her insurance is going to drop by a staggering amount.
"You'd think I might be delighted that I suddenly have this much extra money per month that I'm not paying on insurance for the next year, but I was actually horrified," Clark said.
She didn't realized how high of a premium she was paying until she encountered Ann Arbor's rates and compared them to the rates in Detroit. Now she knows that as a Detroit resident, she pays "higher car insurance rates than pretty much anyone in the country."
Clark joined us on Stateside to talk about the insurance disparity between Detroit and other cities, what it means and why it has to change. Listen above.
"I really don't see how we can change this, but we must," Clark said. "Because it really is a disincentive for people to live in the city, to invest in the city, to be properly insured and be responsible citizens."
Anna Clark is a Detroit-based freelance journalist. She tweets at