health insurance exchange

Health
6:00 pm
Wed June 25, 2014

Michiganders should expect to pay more for Obamacare next year

The next Obamacare enrollment period begins in November 15th.
Credit Steve Carmody / Michigan Radio

The cost of Obamacare health insurance plans will likely rise next year in Michigan. 

272,000 Michiganders signed up for health insurance using the marketplace created by the Affordable Care Act.   They will be paying more for those plans if proposed rate increases released this week are approved by state and federal regulators.

Josh Fangmeier is a health policy analyst with the Center for Healthcare Research and Transformation at the University of Michigan.    

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Health
5:01 pm
Mon March 31, 2014

Last day to enroll for health-care coverage under the Affordable Care Act

Today is the day.

If you don’t sign up for health-care coverage by midnight tonight, you might not be able to get coverage until next year. And if you choose not to get covered, you might get dinged on your 2014 taxes –also known as the "individual shared responsibility payment."

If you can afford health coverage, but you decide to do without, here's how much you might have to pay:

  • In 2014, it's 1% of your yearly income or $95 per person, whichever is higher.
  • In 2015, it’s 2% of your yearly income or $325 per person, whichever is higher.
  • In 2016 and later years, it’s 2.5% of your yearly income or $695 per person, whichever is higher. 
  • After 2016, the fee is adjusted for inflation.

To avoid any potential fees, you need to sign up by tonight.

There are exceptions.

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Health
6:20 am
Thu February 13, 2014

Michiganders are signing up for Obamacare at a faster pace, but the deadline looms

The Obama administration says, through the end of January, about 112,000 Michiganders have picked insurance plans using the federal health care website.
Steve Carmody Michigan Radio

The Obama Administration says Michiganders are signing up for health insurance under the Affordable Care Act at a faster pace than expected. But time is running out.

Michiganders have until the end of March to sign up for health insurance or face a federal tax penalty.

The Obama administration says through the end of January, about 112,000 Michiganders have picked insurance plans using the federal health care website.

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Health
11:39 am
Sun January 19, 2014

Michigan insurer doubtful of net jump in plans sold

(file photo)
Steve Carmody/Michigan Radio

LANSING, Mich. (AP) - The uninsured and others have time to sign up for private insurance under the federal health care law without facing a tax penalty.

But one Michigan insurance executive doubts much new enrollment will occur before the March 31 deadline and cautions that the net number of people buying their own insurance in Michigan could stay flat this year.

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Stateside
4:13 pm
Wed January 15, 2014

How many Michiganders have enrolled for insurance under the Affordable Care Act?

More than 75,000 Michiganders have enrolled in health insurance offered under the Affordable Care Act.
Courtesy of Children First

It's been a little over two weeks since the Affordable Care Act officially kicked in.

How many people have been able to enroll? How many are getting financial assistance to help pay for their plan? And what deadlines do we need to be aware of?

Joining us once more is Don Hazaert, director of Michigan Consumers for Healthcare, one of Michigan's four navigator agencies for the ACA.

Listen to full interview above. 

Health
5:04 pm
Wed December 11, 2013

More Michiganders signing up for Obamacare, but the numbers are still low

Healthcare.gov
Steve Carmody Michigan Radio

More Michiganders are signing up for health insurance through the federal Affordable Care Act.

Problems with the federal website made it difficult for people to sign up initially.

In Michigan, fewer than 1400 people signed up in October. But after a website overhaul, more than five thousand Michiganders completed the process in November.

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Politics & Government
7:44 am
Wed September 25, 2013

In this morning's headlines: $306 for health care, Gov. ads, in-state tuition for undocumented

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Michigan will pay less than average for health insurance

"The Obama administration says Michigan residents required to shop for health insurance starting next week will pay an average $306 a month - before tax credits - for a mid-range benchmark plan. That's below the national average of $328 and ranks 29th-lowest out of 47 states for which data was available," the Associated Press reports.

Wayne State University to offer in-state tutition for undocumented students

"Wayne State University will begin offering in-state tuition to undocumented students. The decision came as part of a policy change that ties tuition to students' high school diplomas, instead of their residency status," Michigan Radio reports.

Snyder not running yet, but his campaign ads are

"The first campaign ad in the race for Michigan governor will start airing today. Governor Rick Snyder is launching his ad campaign before he’s formally announced he’s a candidate," Rick Pluta reports.

Health
9:02 pm
Thu September 12, 2013

Getting ready to help Michiganders make health insurance decisions

(file photo)
Steve Carmody/Michigan Radio

The effort to train people to help Michiganders navigate the new federal health insurance law is gearing up.

Starting October 1st, Michiganders will be able to use an online marketplace to choose a health care plan under the Affordable Care Act. How many plans there will be and what the plans will offer is still unclear.

But several groups are preparing to help with the process.

Don Hazaert is the executive director of Michigan Consumers for Healthcare. The group received a grant to help implement Obamacare in Michigan.

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Health
2:56 pm
Thu August 15, 2013

"Navigators" picked to guide Michiganders through health plans tied to the Affordable Care Act

(file photo)
Steve Carmody/Michigan Radio

Four groups have been tapped by the federal government to help low income Michiganders navigate their way through the new federally mandated health insurance market.

The new health insurance marketplace is set to open on October 1st. About a million Michiganders without insurance will have to pick among a dozen or so health plans.

To help them, the federal government has picked four groups to serve as “navigators”.

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Politics & Government
11:54 am
Tue June 11, 2013

Michigan nurses lobby for Medicaid expansion

Members of the Michigan Nurses Association are in Lansing today lobbying for Medicaid expansion
Steve Carmody/Michigan Radio

Michigan's largest nurses union is in Lansing today lobbying for Medicaid expansion.

The issue has been locked in a political debate at the state capitol for months.

John Karebian is the executive director of the Michigan Nurses Association.    He says Medicaid expansion is being “held hostage” by Republicans still angry over the passage of the Affordable Care Act.

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Health
5:40 pm
Thu June 6, 2013

Insurance companies apply to provide Affordable Care Act coverage to Michiganders

Medical diagnostic equipment
Credit Steve Carmody/Michigan Radio

  More than a dozen insurance companies want to be part of a health care exchange that provides coverage to Michiganders under the new federal health care law.

Blue Cross Blue Shield, Humana, McLaren, United Healthcare and ten other insurance companies have applied to be part of the new health care exchange.

Beginning in October, Michiganders will be able to use a federally run exchange to compare the health care plans.  It’s all part of the Affordable Care Act, also known as "Obamacare," which takes effect in 2014.

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Politics & Government
9:00 am
Sat March 23, 2013

The week in review: Medicaid, health care exchange, right to work, more Detroit corruption

Steve Carmody/Michigan Radio

This “week in review” Rina Miller and Jack Lessenberry discuss a state house subcommittee’s rejection to expand Medicaid, how Michigan will be run under a federal health exchange, how universities are going under scrutiny for negotiating new, long term contracts before Michigan’s right to work law goes into effect, and how a city pension attorney in Detroit and a former trustee were indicted for bribery.

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Politics & Government
7:48 am
Fri March 22, 2013

In this morning's news: Federal health exchange, rejecting contraception, and investigating EMs

User: Brother O'Mara flickr

Michigan will have a federal health exchange to shop for coverage

"Michigan will be part of the federal government’s health insurance exchange, instead of being a partner in a joint effort. That’s because the state Senate began its spring break Thursday without meeting a deadline to vote on accepting federal funds for the project," Rick Pluta reports.

Health care providers could refuse to provide contraception for moral reasons

"Health care professionals and insurance companies could refuse to provide contraception, or other services if they find them morally objectionable under a bill adopted by a legislative committee. The measure makes exception for emergencies," Rick Pluta reports.

Detroit reps want feds to investigate EMs

"Two congressmen who represent Detroit are asking the federal government to investigate Michigan's emergency managers. Democratic Congressmen John Conyers and Gary Peters are asking the federal Government Accountability Office . . . to make sure any federal dollars under emergency manager control aren’t being wasted or misused. In a letter written to the accountability office, the congressmen say they’re concerned about the impact emergency managers could have on federally-funded programs and grants," Lindsey Smith reports.

Politics & Government
8:33 am
Thu March 21, 2013

Commentary: Political insanity

You probably know the old story about the man who kept hitting himself in the head with a hammer. When asked why, he grinned happily and said, “because it feels so good when I stop.”

Well, the Michigan Legislature reminds me of that, with two big differences. We have begun to regard their nutty behavior as normal, and unlike the guy with the hammer, they show no signs of stopping.

Politically, Michigan is a moderate to liberal state. The state hasn’t voted Republican for president in 25 years. Republicans have lost every U.S. Senate election except one over the last 40 years.

We aren’t right-wing extremists. Except in the legislature, which is controlled by ideologues out of touch with the reality the rest of us live in. I’m not talking about conservatives. Good intelligent conservatives from Arthur Vandenberg to Gerald Ford have helped make this state great. I’m talking about people who substitute ideology for common sense.

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Politics & Government
7:31 am
Fri March 1, 2013

In this morning's news: Detroit financial announcement, health care updates, and Michigan roads

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Governor Snyder to make an announcement on Detroit's financial emergency

"Governor Rick Snyder is expected to announce today that he agrees with a review team’s determination that Detroit is in a financial crisis with no plan to solve it. That would set the stage for the governor to name an emergency manager to run the city later in March. There’s no official word on what the governor plans to do, but he has said the condition of Detroit’s finances is unacceptable," Rick Pluta reports.

Health care exchange and Blue Cross Blue Shield bills move forward

Michigan is moving forward on the Affordable Care Act. As the Detroit Free Press reports,

"In a 78-31 vote, 29 Republicans joined with 49 Democrats [Thursday] to accept $30.6 million in federal money to set up a Web-based health care exchange where Michigan residents can easily go and investigate, and ultimately buy, the health insurance mandated under the act. The House also overwhelmingly passed a pair of bills that transforms Blue Cross Blue Shield of Michigan from a tax-exempt nonprofit into a nonprofit mutual insurer."

Lawmakers consider ballot proposal to raise sales tax to fund Michigan roads

Lawmakers have come up with a new idea to fix Michigan's roads. As the Detroit News reports,

"Republican lawmakers could take the first step next week toward financing Gov. Rick Snyder's $1.2 billion road improvements by trying to place a 1-cent sales tax increase on the May ballot."

Health
3:55 pm
Wed February 27, 2013

State House panel votes to accept federal dollars to set up health care exchange

Lester Graham Michigan Radio

A bill to set up a healthcare exchange in Michigan has passed its first hurdle in the state Legislature. A House panel today voted to accept more than $30 million from Washington to set up the exchange.

It would be a partnership between the state and the federal government under the Affordable Care Act.

House Appropriations Chair Joe Haveman says the alternative would be a federal exchange with no state control.

“Although it may appear like it was a step in the wrong direction or endorsing Obamacare, this was the conservative vote. The other vote was the liberal vote to say ‘we want the federal government to take us over.’”

Governor Rick Snyder wanted an exchange run entirely by the state. But lawmakers did not act in time, and that’s now off the table.

The bill now goes to the floor of the state House.

Politics & Government
7:00 am
Fri January 18, 2013

In this morning's Michigan news headlines. .

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Blue Cross Blue Shield overhaul reintroduced without abortion language

Lawmakers have reintroduced a proposed overhaul of Blue Cross Blue Shield, the Lansing State Journal reports.

"This time it is without the "objectionable language" on abortion that led Gov. Rick Snyder to veto the first package that cleared the Legislature last month. Two Senate bills would convert Blue Cross Blue Shield of Michigan into a nonprofit mutual insurance company."

Michigan might ignore federal gun control laws

"Michigan may join a small group of states that say they plan to ignore some federal gun control laws. A bill before the state legislature would exempt any guns or ammunition made, sold and kept in Michigan from any new federal regulations," Steve Carmody reports.

Michigan gets $30 million grant to help shop for health coverage

"The federal government is giving Michigan a $30 million  grant to help set up its health care insurance exchange. The exchange is mandated under the Affordable Care Act. It'll help people research and buy health coverage," Rina Miller reports.

Politics & Government
6:57 am
Fri November 30, 2012

In this morning's Michigan news headlines. . .

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State-run health exchange rejected in House

Action on a state-run exchange for people to shop for health coverage was rejected in the state House Thursday. As the Lansing State Journal reports,

"Gov. Rick Snyder prefers a state-run program, but his administration this month applied for a federal grant as a first step toward the fallback position of teaming with the federal department. States have the option of creating their own exchange, teaming up with the federal government or having a federal system. . . Some Democrats opposed the legislation because it was linked to bills that would prohibit qualified health plans offered through a state exchange from providing coverage for elective abortion but would allow people to buy optional supplemental coverage for elective abortion outside the exchange."

Bills move forward to make gray wolf a game species

The Michigan Senate has approved a bill that would designate the gray wolf as a game species. The bill gives the Natural Resources Commission authority to decide whether to establish wolf hunting seasons. As the Detroit Free Press reports,

"The wolves were removed from the endangered species list in January, but only the DNR is allowed to manage the wolf population, which has begun to encroach upon U.P. towns, according to residents. The animals also are having a big impact on the U.P.'s deer population, killing between 17,000 and 29,000 deer every year, according to a report from the DNR."

State threatens to sue Troy over special election

"The state is threatening to sue the city of Troy over plans for a special election to replace recalled Mayor Janice Daniels. The Michigan Department of Elections says state law requires an election in February. Troy officials want to wait until next November. The state sent a letter to city leaders giving them until 1pm Friday to comply with the directive, and avoid litigation," Chris Zollars reports.

Weekly Political Roundup
4:52 pm
Thu November 29, 2012

State-run health care exchange dead

Steve Carmody Michigan Radio

Each week we take a look at Michigan politics with Ken Sikkema, former senate majority leader and senior policy fellow at Public Sector Consultants, and Susan Demas, political analyst for Michigan Information and Research Service.

The House GOP Health Policy Committee, today voted by a 9-5 vote  against legislation to establish a state-run health care exchange. The health care exchanges are a requirement of the federal Affordable Care Act.

Governor Rick Snyder has been pushing for a state-run online market where people can compare and buy health insurance plans, but Republicans in the House continue their opposition to Obama's federal health care act. Today, Speaker of the House Jase Bolger asked fellow Republicans to pass the legislation.

"Here you have a situation where the Speaker finally said lets do this, and his own members said, 'No, we don't want to do it.' So, I think that's somewhat of an embarrassing moment here for the Speaker, not so much for the Governor," said Sikkema.

Demas says there are no signs of an extension for states to set up the exchange. At this point it's likely the state will get a federally created exchange.

Politics & Government
12:22 pm
Thu November 29, 2012

State-run health insurance exchange likely defeated

Looks like an electoral map... State decisions for creating health insurance exchanges in 2014, as of November 28, 2012
Kaiser Family Foundation

updated 1:23 p.m.  from Gongwer News Service:

With the vote, House Speaker Jase Bolger (R-Marshall) issued a statement saying there will be no state-run exchange. Bolger spokesperson Ari Adler said it is "highly unlikely" the bill will be reconsidered.

The Affordable Care Act requires that states set up online "health insurance exchanges" by 2014 so consumers can shop for their insurance plans.

The exchanges are supposed to work like an Expedia or Travelocity for health insurance.

If states don't set one up, they'll be required to use a federal exchange.

Republicans in the Michigan legislature have resisted setting up a state-run exchange, hoping the Supreme Court or a Republican President would knock down the Affordable Care Act.

Neither of those things happened, but the resistance continues, as Chris Gautz of Crain's Detroit Business reports today:

The state House Health Policy Committee this morning voted down a bill that would have created a state-based health insurance exchange, with Republicans continuing their opposition.

Rep. Gail Haines, R-Lake Angelus and chairwoman of the committee, voted yes on SB 693 — to audible groans from those packed into the hearing room. But the measure failed on a 9-5 vote, with two abstentions.

A motion then was made to reconsider the vote, which Haines moved to pass for the day and then adjourned the meeting.

Gautz reports "It is unclear whether the House committee will take up the bill again."

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