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Car rear ended another car in Ann Arbor.
Steve Carmody / Michigan Radio

A consumer advocate says many low to moderate income people pay much more for car insurance, even with the same driving record and zip code as wealthier people.

Bob Hunter is with the Consumer Federation of America.

He says major insurance companies use factors like marital status, education, occupation, and home ownership as proxies for income.

He says in general, people who are single, don't own a home, didn't go to college, and who work at blue collar jobs, have less money.